Loan Against Property

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Major benefits & Key features of Loan Against Property.

  1. Fitment expertise to ensure higher eligibility achievement.
  2. Full exploration of multiple eligibility criterion to ensure maximum gain to customer
  3. Repayment tenure designed to comfort up to 20 years*.
  4. Balance Transfer and top up specialists.
  5. Best interest rates on your Mortgage loan.
  6. Post disbursal hand holding.
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Aadhya - Quick Loan Against Property Provider

ARE YOU ELIGIBLE FOR Loan Against Property?

Credit History

  • Past credit history is checked for all borrowers.
  • Satisfactory credit history helps in faster processing of loan.
  • Good credit history also helps in getting better interest rate on loan.
Title Of Property

  • Property should have clear and Marketable title.
  • Property should have been constructed with all required permission from approving authority.
  • Life of property considered in 50 years this may vary on property and structural stability report basis.
Repayment Capacity

  • Borrower should have stable income to repay the loan against property.
  • Residual income of borrower is considered after paying present loan obligation if any for determining loan eligibility.
  • Income of Spouse and immediate relatives* can be considered for deriving Loan eligibility.
Loan Tenor

  • Loan tenure is restricted to retirement age of the borrower i.e., 60 years in case of salaried and 70 years in case of Self-employed.
  • Minimum age of Borrower should be 21 years at the time of taking loan.
  • Maximum tenor of loan can be of 15 years subject to retirement age.
  • Age restrictions apply to borrowers whose income is considered for loan eligibility calculations.

Simplest Process in Finance Industry

Features of Loan Against Property

Balance transfer of Existing Loan against property for higher loan amount and better interest rate and flexible repayment options.

Loan Against Property against residential and Commercial premises.

Best Loan to value ratio.

Flexible repayment suiting to the cashflow of borrower.

Flexible repayment tenure of loan can be up to 20 years.

Income of Spouses and immediate family members can be clubbed for eligibility purpose.

Property Can Be Jointly Owned.

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(+91) 9820 670 286
info@aadhyafinance.com

M-4/5, New Sunita CHS, Shivaji Nagar, B-Cabin Road, Naupada, Thane West 400602.

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